While everyone would like to retire comfortably,
the complexity and time required to build a successful retirement plan can make the whole process
daunting. However, it can often be done with fewer headaches (and financial pain) than you might think –all that’s required is a little homework, an attainable savings and investment plan
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daunting. However, it can often be done with fewer headaches (and financial pain) than you might think –
all that’s required is a little homework, an attainable savings and investment plan
and the right advisers.
The accepted wisdom is that, in future, proper retirement planning will separate the “haves” from the “have-nots”.
This is because, thanks to the advances in healthcare and nutrition, the life span of the average South Africa has increased dramatically. A longer life expectancy increases the likelihood that you will be able to work longer. However, it also means you will need to save more for your retirement.
In short, retirement planning is the process of identifying your wants and needs, developing plans to achieve them, acting on those plans and reviewing and revising them as you gain new knowledge and experience.
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